| Dental | Full cost up to £45 per year | Full cost up to £100 per year | Full cost up to £150 per year |
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We will pay you the full cost of dental treatment fees that are paid by you directly to the Dentist, up to the appropriate maximum entitlement of your plan. |
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| Optical | Full cost up to £45 per year | Full cost up to £80 per year | Full cost up to £140 per year |
We will pay you the full cost of optical treatment fees that are paid by you directly to the Optician, up to the appropriate maximum entitlement of your plan. |
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| Physiotherapy, Acupuncture, Osteopathy, Chiropractic Treatment | 50% of cost up to £350 per year | 50% of cost up to £600 per year | 50% of cost up to £800 per year |
We will pay you up to the appropriate maximum entitlement of your plan for treatment you receive directly from a Physiotherapist, Acupuncturist, Osteopath or Chiropractor. |
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| Homeopathy, Reflexology Treatment | n/a | n/a | 50% of cost up to £100 per year |
We will pay you up to the appropriate maximum entitlement of your plan for the cost of treatment you receive directly from a Homeopath or Reflexologist. |
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| Chiropody, Podiatry Treatment | 50% of cost up to £30 per year | 50% of cost up to £50 per year | 50% of cost up to £80 per year |
We will pay you up to the appropriate maximum entitlement of your plan for treatment you receive directly from a Chiropodist or Podiatrist. |
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| Maternity, Paternity, Adoption | n/a | £160 per birth / adoption | £250 per birth/adoption |
We will pay you a single payment at the appropriate rate under your chosen plan in respect of each child born to or adopted by the policyholder providing that the 50 week qualifying period has been completed. |
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| Health Screening | n/a | 50% of cost up to £110 per year | 50% of cost up to £170 per year |
We will pay you up to the appropriate maximum entitlement of your plan for health screening services. |
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| Consultation Fees | n/a | 50% of cost up to £260 per year | 50% of cost up to £355 per year |
We will pay you up to the appropriate maximum entitlement of your plan in respect of the fee for a diagnostic consultation, which you have paid directly to a medically qualified Specialist, Consultant or Surgeon. |
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| X-ray/Scan | n/a | 50% of cost up to £80 per year | 50% of cost up to £100 per year |
We will pay you up to the appropriate maximum entitlement of your plan in respect of the fee for a X-ray/Scan which you have paid directly to a medically qualified Specialist or Consultant. |
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| Hospital in-Patient | n/a | Adult £30, Child £9, nightly allowance for up to 20 nights per year | Adult £40, Child £12, nightly allowance for up to 20 nights per year |
We will pay you at the appropriate rate under your plan for each overnight stay when you are admitted for in-patient treatment in an NHS hospital or private hospital offering the same facilities. |
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| Hospital Parental Stay | n/a | Adult £28, nightly allowance for up to 10 nights per year | Adult £30, nightly allowance for up to 10 nights per year |
We will pay for one parent only at the appropriate nightly rate when you have accompanied your Child (who is covered under your policy) who has been admitted as an in-patient overnight in an NHS hospital or private hospital offering the same facilities. |
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| Day Surgery | n/a | Adult £20, daily allowance for up to 10 admissions per year | Adult £30, daily allowance for up to 10 admissions per year |
We will pay you at the appropriate rate under your plan when you are admitted as a Day Case patient for treatment in an NHS hospital or private hospital offering the same facilities. |
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| Helpline. Counselling, Legal,Medical,Taxation, Travel,Health,Fitness, Parental Issues, Stress, Bereavement, and Relationships. Referrals to local self-help | Helpline Telephone Number 0870 608 9832, 24 hours a day, 7 days a week, 365 days a year. | Helpline Telephone Number 0870 608 9832, 24 hours a day, 7 days a week, 365 days a year. | Helpline Telephone Number 0870 608 9832, 24 hours a day, 7 days a week, 365 days a year. |
Specially for our members, we provide a Helpline, which offers an immediate source of counselling and straightforward advice, entirely free. The LHF Healthplan Helpline is available 24 hours a day, 7 days a week, 365 days a year. |
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| Personal Accident Protection supplied by UK Underwriting Ltd on behalf of AXA Insurance UK plc | n/a | n/a | Up to £15,000 |
Subject to the provisions stated in the Personal Accident Protection policy, the amount of benefit payable under the Personal Accident Protection shall be considered if bodily injury results in death or permanent disability within one year following the date of accident. Personal Accident Protection Cover is provided by UK Underwriting Ltd on behalf of AXA Insurance UK plc. Please contact LHF by telephoning 0800 056 0366 for details of how to claim. |
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| Funeral Expenses | n/a | Up to £750 | Up to £750 |
We will pay up to the appropriate maximum entitlement of your plan towards funeral costs. |
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| Medical Apparel | n/a | 50% of cost up to £400 per year | 50% of cost up to £650 per year |
We will pay you up to the appropriate maximum entitlement of your plan for the purchase of medical apparel. |
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| Worldwide Benefit Cover | All benefits | All benefits | All benefits |
Cover is extended to business trips or holidays abroad of up to and including 28 days duration. Claims submitted are subject to the rules as detailed in your summary of cover leaflet and must be supported where necessary with a translation of the details to English.
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