We will pay you the full cost of dental treatment fees that are paid by you directly to the Dentist, up to the appropriate maximum entitlement of your plan.

We will pay you the full cost of optical treatment fees that are paid by you directly to the Optician, up to the appropriate maximum entitlement of your plan.

We will pay you up to the appropriate maximum entitlement of your plan for treatment you receive directly from a Physiotherapist, Acupuncturist, Osteopath or Chiropractor.

We will pay you up to the appropriate maximum entitlement of your plan for the cost of treatment you receive directly from a Homeopath or Reflexologist.

We will pay you up to the appropriate maximum entitlement of your plan for treatment you receive directly from a Chiropodist or Podiatrist.

We will pay you a single payment at the appropriate rate under your chosen plan in respect of each child born to or adopted by the policyholder providing that the 50 week qualifying period has been completed.

We will pay you up to the appropriate maximum entitlement of your plan for health screening services.

We will pay you up to the appropriate maximum entitlement of your plan in respect of the fee for a diagnostic consultation, which you have paid directly to a medically qualified Specialist, Consultant or Surgeon.

We will pay you up to the appropriate maximum entitlement of your plan in respect of the fee for a X-ray/Scan which you have paid directly to a medically qualified Specialist or Consultant.

We will pay you at the appropriate rate under your plan for each overnight stay when you are admitted for in-patient treatment in an NHS hospital or private hospital offering the same facilities.

We will pay for one parent only at the appropriate nightly rate when you have accompanied your Child (who is covered under your policy) who has been admitted as an in-patient overnight in an NHS hospital or private hospital offering the same facilities.

We will pay you at the appropriate rate under your plan when you are admitted as a Day Case patient for treatment in an NHS hospital or private hospital offering the same facilities.

Specially for our members, we provide a Helpline, which offers an immediate source of counselling and straightforward advice, entirely free. The LHF Healthplan Helpline is available 24 hours a day, 7 days a week, 365 days a year.

Subject to the provisions stated in the Personal Accident Protection policy, the amount of benefit payable under the Personal Accident Protection shall be considered if bodily injury results in death or permanent disability within one year following the date of accident. Personal Accident Protection Cover is provided by UK Underwriting Ltd on behalf of AXA Insurance UK plc. Please contact LHF by telephoning 0800 056 0366 for details of how to claim.

We will pay up to the appropriate maximum entitlement of your plan towards funeral costs.

We will pay you up to the appropriate maximum entitlement of your plan for the purchase of medical apparel.

Cover is extended to business trips or holidays abroad of up to and including 28 days duration. Claims submitted are subject to the rules as detailed in your summary of cover leaflet and must be supported where necessary with a translation of the details to English.
Qualifying period - as per applicable benefit. Time limit for claiming - as per applicable benefit.